A $60,000-Credit-Card-Debt Tutor’s Blog

Do you still generate extra income from writing reviews? I still do. But the money earned from writing reviews is way too little if compared to last November.

I don’t think it is wise for me to build up more blogs for paid posts. They will eventually be killed by Google.

I am only building up niche blogs for affiliate products and Google AdSense for the time being. Reading  how internet marketers generate tons of money that is enough to go for Mediterranean cruises drives me to give selling affiliate products a try.

Honestly, it’s not easy. And it’s going to take time before I see more sales. 

My credit card debts dropped to $41,331. I managed to pay down the debts to $42,260 earlier and now amount dropped to $41,331.

I should start collecting hot deals on luxury vacations. Who knows? Maybe I can fully settle my credit card debts in one year. I am joking.

$41,331 left.

Oh, I still have some personal loans, bank overdraft, home mortgage and car loans.

I seldom blog about my credit card debts now. I only jot down my credit card debt updates here once in a while.

Does that mean I have given up paying off my credit card debts? No. I am still working hard to reduce my credit card debts. Look, my credit card debts have dropped to $42,260.

As I no longer give tuition, my income solely comes from some paid posts, Google AdSense, Amazon Affiliates Program and ClickBank. I am still new to Amazon and ClickBank, therefore I won’t be seeing any income from these money making programs for a few months.

Though making less than $1,000 online, I have faith that I can make more money to pay off my credit card debts.

I just need to work harder to build up more niche blogs. I mean building up new blogs for Amazon and ClickBank programs, not paid posts. No more paid post blogs for credit cards, home mortgages, auto loans or  life insurance quote services.

Hubby and I were in the city for a few days. We didn’t spend much during this trip to the city because we stayed at my aunt’s house and had free meals most of the time.

We were doing our best not to spend unnecessarily as we needed the money to pay off some of the debt.

I am hoping that I can make more money online through affiliate products. Writing reviews for clinical laboratory service and other services does help in making money online, but I need more passive income.

Look, here is another Father’s Day gift you can consider — Leather Money Clip Wallet And Credit Card Holder. I ordered it for myself last Christmas.

This Leather Money Clip Wallet And Credit Card Holder is very slim and still has room for several credit cards and driver license.

Instead of buying the usual HDMI cable as Father’s Day gift, why not consider this slim and convenient money clip wallet?

While searching to buy wrinkle cream for my mom, it dawned on me that it’s Father’s Day tomorrow.

Are you ready with Father’s Day gift? What about considering this zippered long credit card wallet? It fits inside of a jacket or suit pocket easily. A little bulky for back pocket of slacks but fits in jeans perfectly.

The zips of the Zippered Long Credit Card Wallet keep items secure and does not have a magnetic snap that could mess up the magnetic strip on your cards and is great for those days when you don’t want to hassle carrying a purse.

The credit card wallet has plenty of spaces for 19 credit cards + one window for id. There are slots on each side (under the credit cards) for currency.

Since I started my debt reduction last year, I have learned to pick up free, simple money saving tips online. Instead of spending money buying books and children’s books that teach you how to save money, you can look for free tips and advice provided online.

There are also many bloggers who share with readers their ways and methods to save more bucks here and there to pay off credit card debt fast.

It’s a shock when I received the news that my uncle was diagnosed with stomach cancer. Terminal Stomach Cancer. It sounds serious but it can be cured.

My uncle is an optimistic man. Even though he suffers from cancer, he is still as happy as a lark. I am sure his optimism will make his fighting with cancer easier.

One lucky thing that he and his wife have done is that they are quite financially stable for the time being. They started planning for financial freedom years ago after reading some debt free books and tips.

Implementing financial plan early has helped my uncle and his family live more securely. He doesn’t have any credit card debts to worry about. On the contrary, he has enough insurance coverage and also education funds for her two daughters, so he can focus on fighting with cancer.

With the increasing gas prices, everyone is doing their best to tighten their belts and save more money. You are lucky if you are debt free. I am deeply in credit card debts. Not only do I need to tighten my belt and save money, I have to pay off tonnes of credit card debts.

Here are 10 big saving tips that you can try if you think of saving more than a few bucks here and a few bucks there.

Among the 10 big money saving tips, I love the tip of using cash. Yes — Use Cash. I am so used to using cash now that I carry cash only. My remaining 2 credit cards that haven’t been shredded yet are left in my bedroom most of the time.

Another money saving tip that I follow diligently is — Note Every Dollar I Spend. Whether it’s a candy bar or some very cheap pens, jotting down every dollar I spend helps me explore areas where I can save more.

Are you deeply in credit card debt and would like to read some money saving tips to help you save a few bucks here and there? Check out my Top 10 Money Saving Tips and use them diligently.

Discipline and persistence are important keys to saving money and paying off credit card debt. Without them, you will find yourself in the debt hole again and again. Trust me, it had happened many times to me before I finally decided to really really pay off my credit card debts.

It’s still a long way to go, but I know I am different now. I won’t simply buy any gold chain or handbag because I can exercise self-control on my spending habits.